Practical Insights on Mobile Money

What To Do About Uganda’s Social Media and Mobile Money Taxes?

What To Do About Uganda’s Social Media and Mobile Money Taxes?

Published on: Mar 21 2019 by Wayan Vota - 15 Comments
In July 2018, the Ugandan government instituted a 200 shilling, or about $0.05 per day excise duty on Over-the-Top (OTT) social media and instant messaging services...
Apply Now: Digital Financial Services Bootcamp with Gates Foundation

Apply Now: Digital Financial Services Bootcamp with Gates Foundation

Published on: Jan 28 2019 by Wayan Vota - Comments Off on Apply Now: Digital Financial Services Bootcamp with Gates Foundation
Mobile money and banking payment systems currently operate in silos across most African countries. This locks customers, agents, and banks into rigid systems that...
The Mobile Money Revolution in International Remittances

The Mobile Money Revolution in International Remittances

Published on: Aug 27 2018 by Wayan Vota - 2 Comments
For those living in poverty or in fragile countries, remittances are a lifeline that far surpasses international aid as a source of income. If properly harnessed,...
We Need a GSMA for Banks to Make Mobile Money Available Everywhere

We Need a GSMA for Banks to Make Mobile Money Available Everywhere

Published on: Jul 05 2018 by Catholic Relief Services - 1 Comment
Mobile money for the poorest, and particularly savings groups, has a long way to go and one of the largest obstacles are traditional banks.  Savings groups give...
ICTforAg Case Study: Success with Electronic Vouchers for Farmers in Mozambique

ICTforAg Case Study: Success with Electronic Vouchers for Farmers in Mozambique

Published on: Jun 11 2018 by Guest Writer - 1 Comment
In Mozambique, approximately 4 million farm units are responsible for around 95% of national agricultural production, cultivating an average of 1.5 hectares/family. ...
Wow! Mobile Money Transactions Are Now Larger Than Kenya’s GDP

Wow! Mobile Money Transactions Are Now Larger Than Kenya’s GDP

Published on: May 16 2018 by Wayan Vota - 1 Comment
For years, we’ve heard how the value of M-PESA mobile money transactions are a rising percentage of Kenya’s Gross Domestic Product. In 2010 we reported...
Four Lessons Learned in Piloting Mobile Money for Paying 8 Million Work Days

Four Lessons Learned in Piloting Mobile Money for Paying 8 Million Work Days

Published on: Dec 11 2017 by Guest Writer - Comments Off on Four Lessons Learned in Piloting Mobile Money for Paying 8 Million Work Days
From 2013 to 2016, I worked on a pilot to pay 8 million of work days in two districts in India through mobile money. The Government of Odisha in India decided to...
The State of Digital Financial Services in Zambia

The State of Digital Financial Services in Zambia

Published on: Sep 06 2017 by Guest Writer - Comments Off on The State of Digital Financial Services in Zambia
I have had the privilege of working with UNCDF for almost two years as the Regional Technical Specialist for one of its seminal programmes, MM4P. In Zambia, UNCDF...
Do Farmers Really Want to be Paid in Mobile Money?

Do Farmers Really Want to be Paid in Mobile Money?

Published on: Aug 30 2017 by Guest Writer - 4 Comments
Do farmers really want to be paid in mobile money? To answer this question, I’ll ask you to first entertain a brief thought experiment. Imagine that your...
5 Barriers to Mobile Financial Services in Bangladesh

5 Barriers to Mobile Financial Services in Bangladesh

Published on: Aug 28 2017 by Wayan Vota - Comments Off on 5 Barriers to Mobile Financial Services in Bangladesh
Since the launch of Mobile Financial Services in Bangladesh in 2011, significant growth has been observed across
all metrics, from account use to transaction...
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